How to Check Your Credit Score

Having a good credit score can make a big difference when it comes to buying a new car, but you may be asking yourself, “how do I check my credit score?” There are several ways to dig into your credit history and learn what is contributing to your current score. Stay on top of your financial situation and bring home the car you want with these helpful tips. 

Why Should I Find My Credit Score? 

If you’re in the market for a new car, you’ll need to have a firm grasp on your credit history. Auto financing is based on credit, and in order to secure a loan, a lender will need to pull your credit score. Even if you’re nervous about what kind of rates or terms you can secure, don’t let yourself get blindsided. It’s always better to go into a dealership prepared.

Finding your credit score ahead of time can help you assess where you’re at and what you can do to raise your score. Being proactive about your credit history can help you reap future rewards in terms of better interest rates and lower monthly payments, and checking your current credit score is an important first step. 

How Do I Check My Credit Score for Free?

There are a variety of services that give you access to your credit score without penalty. How do you check your credit score for free? Try doing research through:

  • Your bank: Some banks offer free credit monitoring services that include a monthly or quarterly credit score. 
  • Your credit card provider: Many credit card companies also offer similar services, alerting you to any significant changes to your credit. 
  • A free credit report site: Services such as Credit Karma help you find your credit score without taking a hit. 
  • The three credit bureaus: You are entitled to one free credit report every 12 months, which can be obtained directly through the major credit bureaus

When accessing your credit score, you will need to provide some basic personal and contact information, including: 

  • Your name
  • Address
  • Birth date 
  • Social security number 

Get the Green Light on Your Pre-Approval!

The credit finance experts at Green Light Auto Credit are here to guide you through the car financing process, and we’ll help you find your credit score and secure a loan that works with your needs and budget. Get started when you fill out our pre-approval application and find out your credit score in 60 seconds!

Happy customer of Green Light Auto Credit