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* These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.

What Sets Green Light Auto Credit’s Service Apart from the Competition?

At Green Light Auto Credit, we’re dedicated to helping you find the right car at a rate that fits your budget, whatever that may be. But that’s only one of the many reasons to consider using our service first:

  1. A Nationwide Inventory. Although we’ve built our reputation as one of the most flexible lenders in the St. Louis area, we’ve expanded our scope. Unlike lenders who work with only one dealer and are limited to whatever vehicles they want to move off the lot, we work with dealers nationwide. This gives us access to thousands of high-quality vehicles ensuring that you can choose the make, model, rebates, and incentives that benefit you most.
  2. Access to National Lenders. Rather than being restricted to the largest bank in town, or the shady in-house financing offered by the local dealer, our access to lenders across the country guarantees that you receive competitive offers, even if your credit is less than perfect.
  3. Ease of Online Tools. Our site makes it easy to get the information you need about buying, selling, financing, and more with just a few clicks of the mouse. And, when you’re ready to get your finance application started you can fill out one simple form and get pre-approved in under a minute. You’ll know exactly what you qualify for before you even leave the house.
  4. Transparency. Our finance counselors are committed to making sure your experience is completely transparent. We will guide you every step of the way from application to approval. Unlike other dealers who hide behind jargon and misleading promises, we’ll explain every document, verify every line, and make sure you understand every part of the process. Well work with you until you’re completely satisfied that your purchase is just what you want and, as our testimonials show, we won’t stop until we get it right.


What Determines Good and Bad Credit?

It can be difficult to determine where you fall on the credit scale. A difference in a few points can mean a marginal difference in available interest rates to you. How do you differentiate between the two? Generally speaking, a score of 740 or above will qualify you for excellent credit, while a range of 651-740 places you in the generally good category. Anything 650 or below means you’ll be paying substantially higher rates on loans and credit cards than those with higher scores. You can check your credit with us at Green Light Auto Credit if you do not have your credit score available to you. If you’re not sure about how to repair your credit, one of the easiest ways is to responsibly manage an auto loan with timely repayments, something we’re experts at helping you do at Green Light Auto Credit.


Our Application Process

At Green Light Auto Credit, we strive to make the finance process as easy as possible on your end. You can begin the application process online by filling out our simple form. From there, you may be pre-approved in under a minute. We offer a step-by-step video to guide you through the form should you need assistance, and you don’t need your Social Security number. We won’t place the credit run on your credit report, so there won’t be any damage done by pulling an inquiry through us just to see what you qualify for. A representative will reach out to you to work further and more specifically on exactly what you’re looking into. We work with a multitude of national lenders once we have your application in order to help you find the best rate possible so you can manage your new auto loan easily and lose as little on your investment as possible. Our national reach also extends to a wide vehicle inventory so we can help you every step of the way in your journey to purchasing a new or new-to-you vehicle today! And all without leaving your home.