Tips for Getting the Best Senior Citizen Car Insurance

Posted: Thursday, March 31st, 2016

If you are age 50 or older and have had no accidents in at least two years, but your insurance rates are still too high, it might be worth exploring a senior driver insurance policy. The credit experts at Green Light Auto Credit have gathered together tips to help you find the best senior citizen car insurance. Read it through, then come see us when you’re ready to finance your next new car.

The Factors Insurance Agencies Consider

There are a number of factors that agents consider when writing a new policy, including:

  • Driving Record: A safe driver with no tickets can expect to pay a lower rate than someone with an outstanding history.
  • Commute: If you’re retired, or have a new job that is closer to home, you should pay a lower rate than someone who drives many miles to work.
  • The Car You Drive: Drivers with cars considered “high risk” or “high value” will pay more for insurance.

Depending on your health, credit score, and other factors, your rate may be higher or lower than someone of similar age.

What Can You Do to Prevent Paying a High Rate?

If you’re interested in reducing your insurance costs, there are a number of steps you can take now:

  • Take a Course: Refreshing your skills can get you a safe driver discount.
  • Bundle Policies: Whether it’s multi-car or multi-policy bundling, your contracts can lead to big savings.
  • Pay in full: Paying in full annually can eliminate monthly service charges and save you big.
  • Check Your Policy: If your policy has been in effect for a while, you may be paying for options you no longer need.

Answers to Car Insurance Questions

If You’re in the Process of Looking for Your Next Car, Let Green Light Auto Credit Help

If it’s time for you to get behind the wheel of a new or used car, and you want the best deal regardless of credit, come see the experts at Green Light Auto Credit. We’ll walk you through the process and make sure you get the best value for your car-buying dollar.

Once You Have the Best Senior Car Insurance, See Green Light Auto Credit for Financing

After you’ve secured the best senior citizen car insurance for your needs, come see the credit experts at Green Light Auto Credit for low-rate financing on your next new or used car purchase. Contact us today at (800) 200-5551.

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