When St. Louis and Florissant drivers have auto finance questions, they know to turn to the experts at Green Light Auto Credit. In the past, we’ve covered whether you can purchase a car without a license. We know you can buy a car without a driver’s license, but what about securing a finance plan? Do you need a license to qualify for an auto loan? Many lenders – including Green Light Auto Credit – do not require a driver’s license to secure an auto loan. We’ll walk you through the basics of getting an auto loan without a license, from securing a low interest rate to finding the right lender!
You now know that the answer to “Can I get a car loan without a license?” is “yes.” What comes next? The process of getting an auto loan without a driver’s license is really no different than getting a loan with a license – you’ll just need to provide an alternative form of identification for the lender.
St. Louis drivers who are interested in car finance with no license required at Green Light Auto Credit will need to provide the following documentation:
If you are applying for an auto loan without a driver’s license on the behalf of another individual, like a family member, you shouldn’t run into any issues with most lenders. If you’re applying on your own behalf, however, some lenders might view a lack of a driver’s license as a risk. You may have no intention of driving the vehicle until you’re legally licensed to do so, but from the lender’s point of view, if you were arrested or fined for unlicensed driving of the car they approved your loan for, it would be unlikely that you would be able to continue making the monthly payments.
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